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Home » Altcoins » 2 cryptocurrencies to buy now for your retirement portfolio
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2 cryptocurrencies to buy now for your retirement portfolio

Crypto Observer StaffBy Crypto Observer StaffJuly 20, 2025No Comments2 Mins Read
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Although the cryptocurrency market is known for its volatility, several assets are increasingly showing potential for inclusion in long-term retirement portfolios.

Notably, with the U.S. advancing regulation through laws like the Genius Act, the case for crypto as a legitimate investment class is gaining traction.

To this end, and beyond leading names like Bitcoin (BTC) and Ethereum (ETH), Finbold has identified the following altcoins worth considering for your retirement portfolio.

Solana (SOL)

Solana has matured significantly in recent years, following a near collapse in 2022 due to its ties to the FTX saga. Notably, Solana earns a place in the portfolio thanks to its ability to process thousands of transactions per second, making it ideal for decentralized finance (DeFi) and gaming applications.

The ecosystem is also expanding, with the potential to attract institutional investors, especially with a possible spot ETF on the horizon.

Solana’s architecture also appeals to developers migrating from congested and costly Ethereum chains, giving it strong forward momentum.

Previously, Solana surged from $0.22 in 2020 to over $200 at its peak and has undergone upgrades aimed at improving the network. Analysts, such as VanEck, project that its price could exceed $3,200 by 2030, making it an ideal investment option.

At press time, SOL was trading at $176.96, having rallied over 11% in the past week.

Hedera (HBAR)

Hedera (HBAR) is quietly becoming the go-to network for enterprise adoption. Built on its unique Hashgraph consensus, a faster, more energy-efficient alternative to traditional blockchain, Hedera can process over 10,000 transactions per second with near-instant finality.

What sets HBAR apart is its governance council, composed of industry giants such as Google, IBM, LG, and Deutsche Telekom. These stakeholders not only validate the network but also build on it, demonstrating rare institutional confidence in a crypto project.

Use cases include tokenization, identity verification, carbon tracking, and supply chain solutions, offering solid potential for long-term growth.

At press time, HBAR was trading at $0.27, up 0.1% in the last 24 hours and 12% over the past week.

While the cryptocurrency market remains volatile, Solana and Hedera stand out for their real-world utility. These assets are emerging as key players in the growing digital economy, offering more than just speculative value.

Featured image via Shutterstock

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