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Home » DeFi » Here’s how much XRP holders need to buy to retire in 5 years
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Here’s how much XRP holders need to buy to retire in 5 years

Crypto Observer StaffBy Crypto Observer StaffJuly 26, 2025No Comments5 Mins Read
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Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

As institutional money flows into digital assets, XRP is emerging as a serious retirement contender, while a new gaming altcoin, MTAUR, hints at 100x potential.

Summary

  • XRP’s ETF prospects, regulatory clarity, and Ripple utility are fueling investor hopes of retiring early.
  • Analysts predict XRP could reach $16.82 by 2030, enough for long-term holders to hit 6- or 7-figure targets.
  • MTAUR offers early entry into a growing blockchain gaming ecosystem, with high utility, low price, and huge upside potential.

With institutional interest shifting towards digital assets, major cryptocurrencies are experiencing a massive influx of capital. Although Bitcoin leads the way, altcoins are also gaining attention.

Among others, XRP is generating strong institutional traction. Its recent regulatory clarity, prospects of an impending XRP ETF approval, and utility in Ripple’s cross-border payment business are luring factors. 

Meanwhile, betting on cryptocurrency’s massive upside potential to retire early is becoming a trend for financially savvy individuals. Assets like Bitcoin, Ethereum, XRP, and Dogecoin recorded insane upsides in their early days, making millionaires and retiring buyers.

Retiring with XRP

Now, the pressing question remains: “Can I still retire with XRP in the next five years?” Before delving into answering that, the first question is: “what is retirement for you?”

Interestingly, people often explore early retirement when they have reached a specific threshold in their portfolios. Still, the amount a person needs to retire varies based on geographical location and their post-retirement lifestyle. 

For instance, in developed regions such as certain parts of the US, an individual may need up to $1 million or more. Conversely, those in developing and underdeveloped countries require less, with $500,000 and above sufficing.

Let’s discuss how much XRP users need to achieve their retirement target, regardless of their location or lifestyle. How much XRP will individuals with retirement targets of $500,000, $1 million, and $5 million need to achieve their financial goals?

How much XRP do traders need to retire?

Analysis has predicted XRP’s price in the next five years. For instance, Changelly predicted that XRP would reach an average price of $16.82 by January 2030, representing an impressive 419% growth from the current price of $3.24.

Hence, at the current price, one looking to retire with $500,000 would need to buy approximately 29,726 XRP worth $96,314 at the current market price. That way, when XRP allegedly hits $16.82 by 2035, the stash would surpass the targeted financial threshold. 

For a $1 million target, an investor would need to hold twice as much XRP as mentioned earlier. Meanwhile, those looking to retire with $5 million would need to hold 148,630 XRP.

A new 100-fold opportunity emerges?

While XRP maintains its shine, a new altcoin could offer a better opportunity for everyone who joins its ecosystem. Analysts have identified Minotaurus (MTAUR) not only as a high-utility token but also as a potential breakout asset that could compete with Ethereum and XRP this cycle.

MTAUR, a blockchain gaming token that connects traditional gaming with decentralized technology, has recently been one of the brightest altcoins, with its expanding ecosystem and focus on utility over hype attracting smart funds.

Furthermore, the up-and-coming token powers the Minotaurus ecosystem, a blockchain-integrated gaming platform. Unlike meme-driven tokens, Minotaurus focuses on functional gameplay and token-based mechanics, providing players with an engaging and addictive experience.

MTAUR stands out in the blockchain gaming ecosystem with its unique offerings. The token allows users to enhance their gameplay experience, customize avatars, and unlock in-game incentives. The platform also ensures a seamless mobile gaming experience, allowing users to play from anywhere.

Here’s why MTAUR could rally by 100 times

  • Promising niche: Minotaurus targets the casual gaming sector, projected to reach $29 billion by 2029.
  • Compelling starting price: Buyers now will see a staggering 67% uptick from the listing price.
  • Massive demand: The Minotaurus project has realized over 2.4 million USDT in its short offering, signaling strong demand for the token.
  • Security and transparency: The Minotaurus project is audited by SolidProof and Coinsult, notable security firms in the blockchain industry.
  • Solid token utility: MTAUR features an in-game utility that enables users to power up and customize characters using the token.

100,000 USDT in pool prize for holders

Meanwhile, Minotaurus sets itself apart from other blockchain projects by focusing on long-term sustainability and real-world applications rather than short-lived trends. Built on the Binance Smart Chain, the platform offers fast and secure transactions, providing users with a smooth and reliable gaming experience.

Moreover, its fair entry price also makes it a strong appeal. The token, with all its potential, is available for only 0.00012032 USDT, a massive bargain for those who missed out on XRP and Solana in their early stages.

To support this sustainable ecosystem, Minotaurus actively engages its community through various promotional events, such as a 100,000 USDT giveaway where one lucky participant wins 50,000 USDT. The platform also offers referral bonuses and other incentives, encouraging users to promote and engage with the ecosystem.

Interested investors can buy MTAUR now or learn more at minotaurus.io.

Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.

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